Goldco Review (2026)

Company Overview

Goldco is a precious metals company founded over a decade ago and headquartered in Calabasas, California. The company offers Gold, Silver, Platinum, and Palladium IRA accounts, as well as direct precious metals purchases outside of an IRA context. Goldco has built a significant consumer review presence and is one of the more widely recognized precious metals companies in the United States.

Goldco works with third-party custodians to administer self-directed IRA accounts and partners with approved depositories for metal storage. The company has devoted significant resources to brand-building and educational content.

Key Features

• Precious Metals IRA: Goldco offers IRA accounts holding gold, silver, platinum, and palladium, with a range of IRS-approved bullion coins and bars.
• Direct Metals Purchases: In addition to IRA accounts, Goldco offers direct purchases of physical precious metals for personal (non-IRA) ownership.
• Buyback Program: Goldco offers a buyback program that allows customers to sell their metals back to the company, potentially simplifying the liquidation process. Verify current buyback terms directly with Goldco before relying on them.
• Educational Resources: The company produces a range of educational content including guides, videos, and articles about Gold IRAs and precious metals.
• Assigned Specialist: Customers are typically assigned a dedicated specialist to guide them through the account setup and metals selection process.
• Celebrity Endorsements: Goldco has run advertising campaigns featuring celebrity endorsers. Celebrity endorsements do not constitute financial advice.

Pros & Cons

Gold IRA Fees

The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco's preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50. as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually.

Reputation & Ratings

• Better Business Bureau (BBB): A+ rating with accreditation. Some complaints on record, though the company has generally responded to and resolved them.
• Trustpilot: High volume of reviews with predominantly positive ratings. Common praise centers on the onboarding process and assigned specialist model.
• Consumer Affairs: Well-rated with a large number of verified reviews.

Common themes in positive reviews include the assigned specialist model and smooth rollover process. Where present, some reviews note preferences around follow-up communications or questions about fee clarity. As with any company, individual experiences may vary.

Who Goldco May Be Worth Exploring For

• Retirement savers with $25,000 or more in existing rollover-eligible retirement assets
• Those interested in both Gold and Silver IRA options
• Those who also want the option to purchase metals outside of an IRA
• People who prefer a guided, specialist-assisted onboarding experience

Before You Choose Any Precious Metals Company

Regardless of which provider you are considering, these are the steps worth taking before making any decisions.

Most individuals exploring this option typically have $50,000 or more in existing retirement accounts. This is not financial advice. Consult a licensed financial professional before making any decisions.